A grant agreement is a legally binding contract that establishes a formal relationship between a HSC (Grantor) and the developer (Grantee). It translates abstract program guidelines into concrete, enforceable legal and financial obligations.

Corporate credit refers to debt instruments, lines of credit, or commercial cards issued directly to a business entity rather than an individual. It allows a company to receive money, fund operations, or manage expenses based on its own financial reputation

Grant Card is a type of investment expense card that allows HSC affiliate and non affiliates developers purchasing power by providing grant fund for working capital than they could with their available cash alone. Grants represents contractor procurement obligation with HSC/MADIBA to cover potential losses and can be used in various development activities such as buying supplies, vendor, or agents.

Development Card is for:

• Specific projects, development activity, or work order.
• Approved purchases from suppliers and vendors.
• Expenses associated with an approved investment or development program.

Corporate are mid-sized to large organizations; based on community investment development relevancy, with capital revenue, cash flow, or banking history without requiring a personal guarantee

Issued to corporate employees for work-related expenses, with the community investments—rather than the individual—holding full financial liability.

Short-term financing (such as Net 30, Net 60, or Net 90 terms) credit provided to corporate suppliers allowing a corporates to buy goods now and pay later.

Public or private fixed-income debt securities issued by mid-to-large corporates to raise major capital from investors to pay development expenses.