Introducing
MADIBA CARD
A community investment card that reward quarterly or annual dividends to cardholders.
More Than A Bank Card
The MADIBA Card architecture is designed for professional business and community investment grant underwriting…
Receive Investment Reward Cashback on the Card
Dividends
Reward members cash back with Returns On Investment ROI.
Rules are built around the escrow balance and investment profits. It holds rewards, set a minimum value, and provides internal value exchange incentives as Share Appreciation Rights (SAR).
Transfer
Members can transfer balances to each other from their escrow balance. One member sends funds, another can request it.
Cash Out
Members can request a cash out withdrawal from their escrow balance. MADIBA administrator will review each one and mark it vested or cancelled. Administrators set a withdrawal charge as a fixed or percentage amount and add minimum and maximum limits based on agreed terms.
Storage
The card provide members:
- Encryption
- Tokenization
- Cold Storage
Conditional Release
Funds are only distributed or returned once predefined terms—such as due diligence clearance, regulatory approvals, or project completion are officially verified.
Risk Mitigation
It protects cardholders from fraud, breach of contract, or seller insolvency during capital raises, mergers and acquisitions (M&A), private placements, or joint ventures.
Credit
Cardholder can be granted Interest free corporate credit or margins based on escrow contributions ratio for business working capital up to a set limit. Repayment or procurement done through the business investment income.
