Bond issuers act as community development non-affiliated general contractors. They form cooperative master service agreements and public-private partnerships with investment contributors by issuing bond obligations to finance development work, which is carried out under the terms and conditions of the bonds.

• The bond Issuers as developers receive contribution as a working capital for return of procurement and does not return the bondholders principal or interest.
• The community investment program entity is obligated to returns the principle back with periodical interest payments over the agreed term of the bond at maturity.

Bondholders are purchasers of the bond as community investors. Bondholders make single or monthly capital donations to the bond issuers. In return, bondholders receive their principal (initial investment) back at maturity, along with periodic interest payments.

Bondholders are first-round preferred investors within MADIBA369 Community Investment Funds and have priority over all other investors, meaning they are compensated before any investors outside the guarantors.

They receive investment dividends based on the chart below:

Hill Scott Corporation backs a three-party bond and surety agreement, guaranteeing that a business or individual will fulfill their legal, professional, or contractual obligations

• The Principal: The individual or business (such as a developer, general contractor, or subscontractor) that offer the bond to the CIP and is responsible for fulfilling the obligation.
• The Obligee: MADIBA369 acting as (investment authority, licensing board, or project owner) requiring the bond compliance, and oversite for protection and compliance.
• The Surety: Hill Scott Corporaton act as third-party agent for the bond trustee Agent that underwrites and issues the bond , evaluating the principal’s risk and paying out valid claims if the principal defaults

“Guarantor” is a financial term describing a MADIBA’s non-affiliate government agency or accredited investor who agrees to honor bonds issues if the community investment default on their required payments. Guarantors may pledge their own intangible or tangible assets as collateral against the bonds for grant allocation.

• The term “guarantor” is often interchanged with the term “surety.”
• Unlike a co-signer, a guarantor has no claim to the asset purchased by the borrower.

A guarantor is an adult who agrees to take responsibility for a community bond obligation if the community investment program can’t honor it. They usually have a strong credit history and enough income to cover the income amount if needed. If the grantee fails to repay the bond obligation, the bondholders may go after the guarantor’s assets. The guarantor may also have to pay extra costs, such as interest or late fees, if the grantee regularly misses or delays payments.

All Guarantors must have the following:

• Consent to regular dividends coupons from grant investment income.
• An asset or equity that can leverage investment
• Willingness to be an individual surety
• Minimum Qualified household income of $250,000

If a guarantor cannot pay, both the guarantor and the grantee are liable for the obligations. The Servicer will begin collection proceedings against both the guarantor and the grantee.

MADIBA provides underwriting and custodial services as corporate treasury solutions for bond issued, held and guaranteed as third-party investment products. It also provides third-party netting of investment as needed.

MADIBA is a Treasury to Bank T2B “Data Center” that provides custodial services for third-party investment products (“Products”). The Treasury as its administrator are exempt from registration under the Investment Advisers Act of 1940 and do not provide investment advisory, brokerage, or portfolio management services.

Investment Products are not bank deposits, are not obligations of, or guaranteed by, the Data Center or any affiliated entity, and are not insured by the FDIC or any other governmental agency.

All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results. Investment values may fluctuate due to market conditions.

Investment decisions are made solely by the investor. Investors are responsible for conducting independent due diligence and should seek professional legal, tax, or financial advice before investing.

Investment Products are distributed on a non-discretionary and non-participatory basis. The Treasury does not provide investment recommendations or individualized advice.

Investment Products may not be available in all jurisdictions and are not offered where prohibited by law. Certain restrictions may apply to non-U.S. persons and residents of restricted jurisdictions, including Canada.

Investors acknowledge that third-party providers may invest in assets denominated in foreign currencies, which introduces exchange rate risk that may impact investment value.

Conflicts of interest may exist between Investment Products, their affiliates, subsidiaries, and related entities (“Connected Persons”) and investors. By investing, investors acknowledge and accept the existence of such conflicts.

This website is for informational purposes only and does not constitute an offer, solicitation, or recommendation to buy or sell any security or financial product.

Investment Products offered by MADIBA are not FDIC insured, not guaranteed by any bank or government agency, and are subject to loss of value.

Earned interest, where applicable, is not compounded and may be swept to a designated banking account at the end of each statement or monthly cycle.

By accessing this site and/or investing in any Investment Product, you acknowledge and agree to the terms and disclosures set forth herein.

You began by registering and investing with MADIBA as a petitioner of authority within community investments in demographic areas.

The registration includes:

• Each investor must commit to a minimum $35 monthly investment contribution for custody, investment programming, training, and underwriting services.
• Investment may be pledged via Check or Credit. “No Cash.”
• If investment contribution is not pledged when due, the following dividends will be suspended, at which time all investment ROI benefits will be voided.

Note:

• Investment contributions are the amounts of money you put into an investment, including both the initial principal and any ongoing deposits, which directly influence the growth of your investment over time.
• Bonds are available for more seasonal high-end investment.

Requirements:

All investment contributors must:

• Be the age 18 or older (17 to 10 under guardianship.)
• Have a government issued ID or driving license
• Live in the state in where the investment is offered